Apple Pay is a secure and convenient mobile payment service developed by Apple, allowing users to make seamless transactions using their iPhone, Apple Watch, iPad, or Mac. By storing credit and debit cards in the Wallet app, it enables contactless payments in stores, apps, and online websites. With advanced security features like Face ID, Touch ID, and a unique Device Account Number, Apple Pay protects your financial information without sharing actual card details. It supports a wide range of banks and merchants worldwide, making everyday purchases faster, easier, and more private.
Table of contents
- Part 1: OnlineExamMaker AI quiz generator – Save time and efforts
- Part 2: 20 Apple Pay quiz questions & answers
- Part 3: Automatically generate quiz questions using AI Question Generator
Part 1: OnlineExamMaker AI quiz generator – Save time and efforts
What’s the best way to create an Apple Pay quiz online? OnlineExamMaker is the best AI quiz making software for you. No coding, and no design skills required. If you don’t have the time to create your online quiz from scratch, you are able to use OnlineExamMaker AI Question Generator to create question automatically, then add them into your online assessment. What is more, the platform leverages AI proctoring and AI grading features to streamline the process while ensuring exam integrity.
Key features of OnlineExamMaker:
● Combines AI webcam monitoring to capture cheating activities during online exam.
● Allow the quiz taker to answer by uploading video or a Word document, adding an image, and recording an audio file.
● Automatically scores multiple-choice, true/false, and even open-ended/audio responses using AI, reducing manual work.
● OnlineExamMaker API offers private access for developers to extract your exam data back into your system automatically.
Automatically generate questions using AI
Part 2: 20 Apple Pay quiz questions & answers
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1. What is Apple Pay primarily used for?
A. Sending emails
B. Making mobile payments
C. Editing photos
D. Playing games
Correct Answer: B
Explanation: Apple Pay is a digital wallet service designed for secure mobile payments, allowing users to make purchases in stores, online, and in apps using their compatible devices.
2. Which company developed Apple Pay?
A. Google
B. Samsung
C. Apple
D. Microsoft
Correct Answer: C
Explanation: Apple Pay was developed by Apple Inc. as part of its ecosystem to provide a seamless and secure payment method for iPhone, iPad, and Apple Watch users.
3. What technology does Apple Pay use for in-store payments?
A. Barcode scanning
B. Near Field Communication (NFC)
C. Bluetooth
D. QR codes
Correct Answer: B
Explanation: Apple Pay uses NFC technology to enable contactless payments, allowing users to tap their device on a payment terminal for quick and secure transactions.
4. Which of the following devices can use Apple Pay?
A. Android phones
B. iPhone models with Face ID
C. Windows laptops
D. Basic feature phones
Correct Answer: B
Explanation: Apple Pay is compatible with iPhone models that have Face ID or Touch ID, as well as Apple Watch and certain iPads, ensuring integration with Apple’s security features.
5. How does Apple Pay protect user data during transactions?
A. By sharing full card numbers
B. Using a Device Account Number
C. Storing data on external servers
D. Requiring manual PIN entry each time
Correct Answer: B
Explanation: Apple Pay uses a unique Device Account Number stored in the Secure Element of the device, ensuring that actual card details are not shared with merchants or networks.
6. Can Apple Pay be used for online shopping?
A. No, only in physical stores
B. Yes, through Safari and supported apps
C. Only with Apple Store purchases
D. Yes, but only for international sites
Correct Answer: B
Explanation: Apple Pay supports online purchases via Safari on Apple devices and in apps that accept it, providing a secure way to complete transactions without entering card details.
7. What is required to set up Apple Pay on an iPhone?
A. A physical credit card only
B. An Apple ID and a compatible card
C. A subscription to Apple Music
D. A separate banking app
Correct Answer: B
Explanation: Setting up Apple Pay requires an Apple ID and adding a compatible debit or credit card to the Wallet app, which can be done through the device’s settings.
8. Does Apple Pay charge users any fees for transactions?
A. Yes, a flat fee per transaction
B. No, it’s free for users
C. Yes, based on transaction amount
D. Yes, for international use only
Correct Answer: B
Explanation: Apple Pay does not charge users any fees for making payments; any fees are handled between banks and merchants, keeping it cost-free for consumers.
9. Which authentication method is commonly used with Apple Pay?
A. Voice recognition
B. Face ID or Touch ID
C. Pattern lock
D. SMS verification
Correct Answer: B
Explanation: Apple Pay typically uses Face ID or Touch ID for authentication, adding an extra layer of security to ensure only the authorized user can make payments.
10. Can you use Apple Pay with any bank card?
A. Yes, all cards worldwide
B. No, only specific banks and cards
C. Yes, but only debit cards
D. No, only credit cards
Correct Answer: B
Explanation: Apple Pay works with cards from participating banks and card networks; not all banks support it, so compatibility depends on the issuer.
11. What happens if you lose your iPhone with Apple Pay set up?
A. Your cards are automatically canceled
B. You can use Find My to remotely disable it
C. All transactions are paused indefinitely
D. The device self-destructs
Correct Answer: B
Explanation: Using the Find My app, you can remotely disable Apple Pay on a lost or stolen device, preventing unauthorized use while keeping your card accounts secure.
12. Is Apple Pay available in all countries?
A. Yes, globally
B. No, only in select countries
C. Yes, but with limitations
D. No, only in Europe
Correct Answer: B
Explanation: Apple Pay is available in select countries and regions, depending on partnerships with banks and merchants; availability varies by location.
13. How does Apple Pay differ from traditional credit card payments?
A. It uses cash only
B. It offers tokenization for security
C. It requires physical signatures
D. It doesn’t link to bank accounts
Correct Answer: B
Explanation: Apple Pay uses tokenization, replacing your card number with a unique token for each transaction, which enhances security compared to traditional card payments.
14. Can Apple Pay be used for peer-to-peer payments?
A. Yes, directly through the app
B. No, it’s only for merchants
C. Yes, via Apple Cash
D. No, it’s limited to online stores
Correct Answer: C
Explanation: Apple Pay can facilitate peer-to-peer payments through Apple Cash, which is integrated into the Wallet app for sending and receiving money.
15. What is the Wallet app’s role in Apple Pay?
A. It stores physical cash
B. It manages cards and passes
C. It handles email accounts
D. It processes refunds
Correct Answer: B
Explanation: The Wallet app on Apple devices is used to store and manage credit cards, debit cards, tickets, and other passes for use with Apple Pay.
16. Does Apple Pay work with public transportation?
A. No, only retail stores
B. Yes, in supported cities
C. Yes, but only for buses
D. No, it’s for online use only
Correct Answer: B
Explanation: Apple Pay is accepted for public transportation in certain cities, such as using it for subway or bus fares where supported by transit systems.
17. What privacy feature does Apple Pay include?
A. Sharing transaction history with advertisers
B. Not storing purchase details on Apple servers
C. Requiring location tracking for all payments
D. Automatically sharing card info with merchants
Correct Answer: B
Explanation: Apple Pay does not store transaction details on Apple servers, helping to protect user privacy by keeping sensitive information on the device.
18. Can you add a card to Apple Pay without visiting a bank?
A. No, a bank visit is required
B. Yes, through the Wallet app
C. Yes, but only for Apple cards
D. No, it needs bank approval first
Correct Answer: B
Explanation: You can add eligible cards to Apple Pay directly via the Wallet app on your device, as long as the card issuer supports it.
19. What is a key benefit of using Apple Pay over cash?
A. It earns physical rewards
B. It provides faster and more secure transactions
C. It avoids all taxes
D. It works offline everywhere
Correct Answer: B
Explanation: Apple Pay offers quicker checkout processes and enhanced security through biometric authentication, making it a convenient alternative to cash.
20. How does Apple Pay handle refunds?
A. Refunds are not possible
B. They are processed like regular card refunds
C. Only through Apple Support
D. Refunds go to a separate account
Correct Answer: B
Explanation: Refunds for Apple Pay transactions are handled in the same way as traditional card payments, with the funds returned to the original card by the merchant or bank.
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Part 3: Automatically generate quiz questions using OnlineExamMaker AI Question Generator
Automatically generate questions using AI